The 3-D Secure card security solution protects cardholders from fraudulent use of their cards.  This solution aims at reducing Internet fraud and purchase disputes.

With over 80 million cards protected from online fraud, enStage solutions provide the most comprehensive electronic fraud detection and prevention solutions. Our ACCOSA 3-D Secure solution for issuers and merchants supporting both Visa and MasterCard networks provide end-to-end payer authentication service. This service enables all electronic purchases (over the Internet, IVR, or Mobile) to be authenticated to allow only genuine transactions. As an issuer you can be assured of being fully compliant of regulatory requirements for payer and two-factor authentication.

Our end-to-end two factor authentication (2FA) solutions allow you to offer more options to your cardholders for enrollment, authentication, and alerts. Issuers can now safely accept both debit and credit cards for electronic transactions.

As an acquirer, your merchants can be assured of higher rates of success for their transactions, along with fewer chargebacks and disputes. Enhanced user experience and rapid checkout will ensure repeat customers for your merchants’ business.

enStage 3-D Secure security solutions include:

• Visa's Verified by Visa™
  • Access Control Server (ACS)
  • Merchant plug-in (MPI)
• MasterCard's SecureCode™
  • Access Control Server (ACS)
  • Merchant plug-in (MPI)
• Enrollment server