About us
enStage is a provider of payment products and services for the emerging payment channels of debit and stored value cards, global remittances, mobile payments, and electronic payments.
enStage offers an enterprise level payment platform that enables financial institutions and other service providers to rapidly deploy and manage a  host of payment solutions.

The company
enStage is an innovative payment solutions and processing provider for the global market place. Our technology enables our customers to offer secure payments at POS, Internet, on the IVR, or mobile. Ensuring customer success, providing unprecedented support, and streamlined operations are just some of the reasons our customers choose enStage.

enStage protects over 80 million cards from fraud during electronic transactions using their 3-D Secure, fraud detection, and risk management engine thereby reducing issuer liability and securing consumer payments. Co-inventors of mobile 3-D Secure solution alongside Visa, enStage offers authentication for all electronic payment channels.

enStage’s strategic focus is to deliver payment solutions on the ubiquitous channel of the mobile instrument. While there are a lot of emerging solutions in the marketplace, enStage is focused on providing secure solutions simple enough for use by the main street consumer, majority of whom do not have banking relationships.

Our customers rely on our robust card platform to offer innovations in the virtual card space, prepaid cards, debit and credit cards. In addition to issuing, acquiring FIs find our merchant solutions critical to achieve higher success rates for transactions.

The management team
Mr. Govind Setlur – Founder and CEO

An authority on payment systems, Govind’s experiences led to the founding of enStage Inc, a leading US based provider of payment and payment security services in emerging markets. Former CTO, Silicon Valley Bank, California, Mr. Setlur brings over 25 years of technical management experience across large organizations and start-up companies, both in the US and India. This includes financial institutions such as Silicon Valley Bank, Wells Fargo Bank, ICICI Bank, HDFC Bank, as well as companies such as AT&T, KPMG, and UPS. Govind holds degrees in BS Electrical Engineering and MS Computer Science degree from the prestigious Indian Institute of Science, Bangalore, and lives in Cupertino, California.

Ms. Veena Mistry – Co-founder and CTO

With over 15 years of experience in the engineering management, design and development of complex software systems, Ms. Mistry most recently was responsible for the development of Internet Banking Software at Silicon Valley Bank. She also has software engineering experience at a number of major corporations, including Lucent, Intergraph, TCSI and SBC. Ms. Mistry holds a Master’s degree in Computer Science from the University of Southern Mississippi.

Mr. Bipin Toro – VP India Operations

With over 12 years of experience in helping Financial Institutions achieve their business and technical goals, Mr. Toro has successfully taken several payment products to market for major banks. Mr. Toro not only enjoys a trusted relationship with customers, he also provides innovative solutions to help them gain an edge in a competitive market place. Mr. Toro provides ongoing thought leadership and consulting to industry leaders such as HDFC bank, ICICI bank, SBI, and Axis Bank. Mr. Toro has built high performance, highly scalable and complex banking and card processing systems. Mr. Toro holds an Engineering degree in Instrumentation and is a gold medalist, from University of Mysore.

Board of directors
Subrata Mitra

Before joining Accel as a Partner, Subrata was a Partner at Erasmic Venture Fund. At Accel he focuses on Technology, Mobile & Internet. Subrata has served on the Boards of Small-device, now a part of Digital Chocolate, Mu Sigma and Perfint. Prior to Erasmic, Subrata was MD, India, for Tavant Technologies, Inc., a US based Mortgage Solutions Company, which was acquired by privately held Ameriquest Mortgage Capital in 2004 (now a part of CitiCapital). Previously, Subrata was the Founder at Firewhite, Inc., which was acquired by Ubiquio, Inc., and later merged into Mobile Planet. Subrata started his career at IBM's prestigious T.J. Watson and Santa Teresa Labs. Subrata holds a Ph.D. in Computer Science from the University of Illinois, Urbana-Champaign and a B.Tech. degree in Computer Science degree from IIT, Kanpur.

Mr. Govind Setlur – Founder and CEO

Ms. Veena Mistry – Co-founder and CTO

Advisors
Mr. Robert Frick

For more than 23 years, Mr. Frick successfully led various divisions of Bank of America, serving as Vice Chairman of the Board, Chief Financial Officer, Executive Vice president of the Financial Services division and Managing Director of BankAmerica International. Mr. Frick co-owns a real estate investment company and serves on the boards of Kana Communications and five other private companies. Mr. Frick also served as Vice President of Finance and a member of the Board of Directors at Measurex, a leading manufacturer of digital process control computer systems. Mr. Frick received a Bachelors of Science in Civil Engineering and an MBA from Washington University in St. Louis.

Mr. Sanjoy Bose

Sanjoy Bose is the Founder & CEO of Buzznet Sdn Bhd., Malaysia (www.buzznetlabs.com). Prior to starting Buzznet, Sanjoy was the co-founder & President of iBusinessHub Inc, a Venture Capital funded company ($5.8M, 1999) to build one of the earliest web services platforms. Earlier Sanjoy served as the founding management team of Inventa Technologies, CA, a leading, privately held Internet systems integration firm providing E-Commerce (eCRM) solutions to Global 2000 companies. Prior to Inventa, (1992 -1995) Sanjoy served as VP and COO with Bitech (India/Santa Clara), a subsidiary of the Dubai based ETA-ASCON group. Sanjoy started his career in IT field in 1984 when he joined CMC (INDIA) after graduating with a MBA from XLRI, Jamshedpur, India, and holds a BA degree from Madras Christian College.